- Get independent, unbiased advice…As your Kelowna mortgage broker, we work for you and not the lender. We’re not tied to any one lender or range of products.
- Save time with one-stop shopping…It can take weeks to organize appointments with different lenders — and we know you’d probably rather spend your time house hunting! We work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best.
- We negotiate on your behalf…You can sit back and relax while we secure the best rates and terms that best fit your needs.
- More choice means more competitive rates…Your Kelowna mortgage brokers at The Mortgage Centre – BC Direct Mortgages have access to a network of major lenders in Canada, including credit unions, trust companies, and other sources.
- Ensure that you’re getting the best rates and terms…Even if you’ve already been pre-approved for a mortgage by your bank or elsewhere, you’re not obliged to stop shopping! Let us investigate to see if there is an alternative to better suit your needs.
- Get access to special deals and cash-back offers…We have lenders that promote a 30 day quick close at reduced rates. Other lenders promote a cash back offer to assist you with closing costs, etc. We do the math for you to help you decide which offer might be worth your consideration.
- Things move quickly and efficiently…As your Kelowna mortgage broker, our commitment to you is to ensure your mortgage transaction takes place on time and with no surprises. We will keep you informed every step of the way for a stress-free experience.
- Get expert advice…At The Mortgage Centre – BC Direct Mortgages, our Kelowna mortgage brokers are all Accredited Mortgage Professionals which is the national designation for the Canadian mortgage industry. We understand that applying for a mortgage and understanding the many options out there can be overwhelming. We will explain the mortgage terms and conditions in “plain language” so you can choose with confidence. We also take as much time as you need because we know that you are about to make one of the biggest financial decisions in your life and we want you to be totally informed and understanding of the whole process.
- No cost to you…The majority of our clients pay absolutely nothing for our services. The reason for this is that we are paid, what is called in the industry, a finder’s fee when we introduce trustworthy, qualified clients to a financial institution. These fees are quite standard among most of our lenders so that the focus always remains on you
- Ongoing support and consultation…Even once your mortgage is signed and the paperwork is complete, we are always available to answer any questions you may have in the future or discuss other mortgage possibilities you are considering. Whatever the reason, we are always happy to be of assistance.
