You may be surprised by this, but back in April 1990, Canada’s prime lending rate charged by financial institutions was a whopping 14.75%!The average prime lending rate for the past 25 years is approx. 7.0% and has been under 5.0% for the past two years. We are all hearing that the Federal Government will be increasing rates by July of this year which is one reason why the chartered banks have already raised their fixed rates this past week. Choosing between a variable rate mortgage and a fixed rate mortgage is a big decision for each of us but, ultimately, whichever way you decide, base your decision on your comfort level (ie – locking in now to avoid higher rates in the near future providing you with peace of mind, or enjoying the benefits of a lower interest rate with a variable rate product (currently as low as 1.85%) knowing that these low rates won’t be here for long). If you are still undecided which way to go, please give me a call to discuss your own situation with me further. I do not mind taking time to help you with your decision, and by the way, there is no charge for my advice! You can reach me, Ed Kolisnyk, at 250-762-2070. Let my 30 plus years of mortgage lending go to work for you!
Over 175 Google Reviews
With over 50 years of combined experience in helping people with their mortgage needs, we’ve had the privilege of making many friends along the way.
“I will never apply for a mortgage without help from Chris. He has been so patient from the beginning, explains everything so clearly without making me feel like an idiot (first time purchasing in Canada) and he is so prompt with his communication.”
Manda Graham
“I have dealt with Shannon, Ed and Chris both professionally and with my personal mortgage. They have years of experience and go above and beyond to ensure that your mortgage matches your needs and financial goals.”
Sacha Zytaruk
“Chris at BC Direct Mortgages has been great throughout the entire mortgage approval process providing insight and direction every step of the way. He was available at any time of the time and was pleasant to work with. Thanks for all of your support!”
Gavin Stephenson
“Ed and his team were extremely helpful and friendly during our discussions. Very knowledgeable team at the Mortgage Center. I would use then again and would highly recommend to anybody needing a professional brokerage.”
Justin Marshall
“Can’t say enough about the service and expertise I have received from the Mortgage Centre. Going through a divorce is hard but having them has made it a bit easier. So glad that I was referred to Shannon and the Mortgage Centre.”
Erich Bennison
“Spoke with Ed Kolisnyk, what a gentleman and professional. It was an utter pleasure dealing with someone with such great knowledge. Highly recommend The Mortgage Centre. You won’t go wrong with these guys!”
Steven Barclay
“Shannon and the team at The Mortgage Centre – B.C. Direct Mortgages took very good care of my family. We got our first mortgage through this business and continue to renew with them because they take good care of their clients. Thank-you!”
Oliver Penner
No worries, we have your back!
We watch your file every step of the way, making sure no one drops the ball.
When it comes to mortgages, The Mortgage Centre – BC Direct Mortgages has everything the banks have to offer and much more! Whether you are a first-time home buyer or a savvy homeowner shopping for the best rate at renewal, take advantage of our 50 plus years of combined lending experience to guarantee you a stress-free experience. Let us, Ed Kolisnyk, Shannon Brolund, and Chris Kolisnyk, a father-daughter-son mortgage broker team working together since 2000, share with you what each lender has to offer. We’ll help you arrange the best mortgage solution that fits your lifestyle. Call The Mortgage Centre – BC Direct Mortgages today!
No worries, we have your back!
We watch your file every step of the way, making sure no one drops the ball.
When it comes to mortgages, The Mortgage Centre – BC Direct Mortgages has everything the banks have to offer and much more! Whether you are a first-time home buyer or a savvy homeowner shopping for the best rate at renewal, take advantage of our 50 plus years of combined lending experience to guarantee you a stress-free experience. Let us, Ed Kolisnyk, Shannon Brolund, and Chris Kolisnyk, a father-daughter-son mortgage broker team working together since 2000, share with you what each lender has to offer. We’ll help you arrange the best mortgage solution that fits your lifestyle. Call The Mortgage Centre – BC Direct Mortgages today!
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Staying up to date on the latest news allows us to provide our clients with the best options available, and also gives us the opportunity to teach our clients about the ins and outs of their mortgages.
When it comes to mortgages, The Mortgage Centre – BC Direct Mortgages has everything the banks have to offer and much more! Whether you are a first-time home buyer or a savvy homeowner shopping for the best rate at renewal, take advantage of our 50 plus years of combined lending experience to guarantee you a stress-free experience, helping you arrange the best mortgage solution that fits your lifestyle.
250-762-2070
Questions? Call us anytime!
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